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-> This file contains basic information about BANK-PLAN for the
   use of Shareware libraries, distributors and BBSs.
 
-> The file has been supplied as an integral part of the shareware
   version of BANK-PLAN, a cashflow planner for small businesses, 
   specially developed for use on a 'try-before-you-buy' basis 
   by Invest-Tech Limited. For contact details, see end of this file.

-> To print this file, type "PRINT VENDOR.TXT" at the DOS prompt.
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              INFORMATION FOR SHAREWARE DISTRIBUTORS
              ======================================

Short description 
-----------------
BANK-PLAN (r3.0) - Comprehensive & easy-to-use 12-month cashflow 
planner for small & medium-sized businesses. 

Full description 
-----------------
BANK-PLAN (r3.0). Enables small & medium-sized businesses to 
prepare monthly cashflow projections, forecast their cash 
requirements or surpluses, and manage their cash resources for 
12 months ahead.

BANK-PLAN produces numerous reports and graphs with analyses 
of future cash inflows and outflows and details of projected bank 
balances. Handles sales, purchases, debtors, creditors, VAT, 
stock-building, direct and indirect expenses, capital expenditure, 
interest, divdends etc. under numerous headings and subheads etc. 

Ideal for 'what-if' analyses. For easy updating, BANK-PLAN can 
"roll forward" assumptions and projections one month at a time. 

Suits any type of business with annual sales (pounds or US$) in 
the range 50,000 to 2 million, as well as professional advisers or 
financial institutions involved in cashflow planning for clients. 
A more powerful version, CASH-PLAN, is suitable for even larger 
businesses. 

BANK-PLAN is very friendly and menu-driven with extensive "on-line" 
context-sensitive help. Substantial accompanying documentation in 
text files (over 50 A4 pages). Registered users automatically 
receive a 100-page spiral-bound A-5 manual and access to support. 

Country classification
---------------------- 
BANK-PLAN is an internationally useful product because its 
cashflow projections are based on "receipts and payments". It
can be used in conjunction with almost any accountancy 
system or convention. 

Key words
---------
      Business    finance    plan      cash      cashflow    
      forecasts   bank       projections 

Archiving & distribution arrangement
------------------------------------
In compressed form, BANK-PLAN fits on a single 3.5" disk (720k). The 
supplied archive file is called BANKPLAN.ZIP.

Libraries should recommend users to install BANK-PLAN onto a 
sub-directory called "BANK". The first thing that they should do 
after installation is run a program called "GO".

System required
---------------
Industry-standard PC with DOS 3.30 or higher and a hard disk. 
Conventional memory of 640k. Runs as a DOS program within Windows 
(Icon supplied). VGA, GCA, mono, Hercules or LCD displays (or 
equivalents). Uses dot-matrix, ink-jet or laser printer.

Registration
------------
Fee is 60 pounds (sterling or Irish) including VAT and P&P. In
some circumstances, the VAT of 10 pounds can be deducted. For the 
US, the fee is US$77 including S&H. See REGISTER.TXT for details.  

In return for registering, a user receives the latest fully-
operational version of BANK-PLAN with 100-page A5 spiral-bound 
printed manual (incorporating extensive tutorial exercises etc.), 
and full support. Further details are contained in the text file 
README.TXT.

Registration is via the author, Invest-Tech Limited, for Europe etc. 
and through "PsL" (Public software Library) for the US/Canada.

Feedback Required
-----------------
Please let us have your comments etc. on BANK-PLAN to help us make 
it an even better product. Send us copies of any reviews, catalogue 
descriptions, write-ups etc. which you prepare about BANK-PLAN.  

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                  DISTRIBUTOR AGREEMENT
                  =====================

The terms of the USER LICENCE AGREEMENT (see README.TXT) also
apply to distributors. In particular, no distributor may break-up, 
change, interfere with or delete any part of the supplied software 
or documentation or make any changes whatsoever to Invest-Tech's 
and BANK-PLAN's copyright and registration details. This does not 
preclude a distributor from adding a readily identifiable 
explanatory text file for user information, or changing the 
method used to archive all BANK-PLAN's files as a single unit.

The following Terms of Distribution must be fully adhered to:

1. The fee charged by a distributor for supplying a copy of 
BANK-PLAN may not exceed 5 pounds (sterling or equivalent)
inclusive of P&P etc. This limit need not apply to CD-ROM 
distributors where BANK-PLAN is included in a compendium of 
shareware products.

2. Every library's catalogue or listing must clearly state that
BANK-PLAN is NOT free software; that the library's charge to 
customers is a copying fee only and does NOT constitute payment 
for BANK-PLAN; that registration is required for continuing use;
and that BANK-PLAN is copyrighted software and provided as 
shareware solely to allow a user to evaluate it before purchase.

3. Distribution of BANK-PLAN will cease as soon as Invest-Tech 
requests and BANK-PLAN will be removed from library listings as
soon as practicable thereafter.

4. All copies of BANK-PLAN for distribution must include all
the supplied files (contained in BANKPLAN.ZIP) which must not be 
changed in any way and must be taken from the most up-to-date 
master disk supplied by Invest-Tech.

5. BANK-PLAN must not be sold via "rackware" or as a low-cost
retail product or packaged for sale with or without pre-printed 
documentation unless written permission has been given by Invest-
Tech PRIOR to any such activity commencing. 

6. BANK-PLAN may not be used as a promotion or enticement for
any commercial venture (including use as a "cover" disk for a 
periodical) unless prior written approval has been secured from 
Invest-Tech.

**********************************************************************
BANK-PLAN (c) Copyright Invest-Tech Limited 1993-95   
All Rights Reserved     

    Invest-Tech Limited  
    27 Ardmeen Park, Blackrock, Co. Dublin, Ireland
    
    Irish Tel: 01-283 4083      UK Tel: 01232-315454
      (Call 9 to 9 weekdays and 10 to 6 weekends - GMT/BST)  
    Fax: 278 2391 
      Fax codes: Irish:01-  UK:00-353-1-  Inter'l:+353-1-
    CompuServe: 100606,2665
    Internet: 100606.2665@compuserve.com
**********************************************************************
             
           To print this file, type "PRINT VENDOR.TXT"
                ** End of VENDOR.TXT file **
