                         DISCLAIMER - AGREEMENT

      Users of Simpwin9 must accept this disclaimer of warranty:
   Simpwin9 is supplied as is.  The author disclaims all
   warranties, expressed or implied, including, without limitation,
   the warranties of merchantability and of fitness for any purpose.
   The author assumes no liability for damages, direct or conse-
   quential, which may result from the use of Simpwin9."
 
      Simpwin9 is a "freeware program" and is provided at no charge
   to the user.  Feel free to share it with your friends, but please 
   do not give it away altered in any way.  
 
      Anyone distributing Simpwin9 for any kind of remuneration must
   first contact Bruce O'Banion for authorization.
**************************************************************************** 
         NOTE:  <Product> is packaged on this CD using Info-ZIP's
         compression utility.  The installation program uses UnZip
         to read zip files from the CD.  Info-ZIP's software (Zip,
         UnZip and related utilities) is free and can be obtained
         as source code or executables from various bulletin board
         services and anonymous-ftp sites, including CompuServe's
         IBMPRO forum and ftp.uu.net:/pub/archiving/zip/*.
****************************************************************************
