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-> This file contains basic information about PERS-PLAN for the
   use of Shareware Distributors.
 
-> The file has been supplied as an integral part of PERS-PLAN.     
   This is a personal financial planning software package developed 
   as a shareware package for use on a 'try-before-you-buy' basis 
   by Invest-Tech Limited. For contact details, see end of this file.

-> To print this file, type "PRINT VENDOR.TXT"
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             INFORMATION FOR SHAREWARE DISTRIBUTORS
             ======================================


Short description for shareware listings
----------------------------------------
PERS-PLAN (r3.3) - Comprehensive & easy-to-use personal cash 
planning and household budgeting package. 

Full description for shareware catalogues
-----------------------------------------
PERS-PLAN (r3.3). For personal cash planning and budgeting. 
Use to prepare a personal budget and cashflow projections for 
twelve months ahead. Very comprehensive features. Very friendly 
and menu-driven with extensive "on-line" context-sensitive help 
and "drill-down" features. Substantial accompanying documentation. 

PERS-PLAN produces numerous reports and graphs with analyses 
of income & expenditure and details of projected bank and 
credit card balances. Handles any currency, income tax (any 
regime), interest calculations, salary deductions, expenditure 
under many headings etc. 

For easy updating of projections, it incorporates facilities for
printing graphs, "rolling forward" assumptions and projections 
one month at a time. PERS-PLAN is ideal for "what-if" analyses. 

As a bonus, PERS-PLAN includes text files containing dozens of 
quotations about money. PERS-PLAN has been rated extremely easy to 
use. 

Use PERS-PLAN to forecast your income and expenditure, improve 
your financial planning & control and, ultimately, save 
yourself money! 

Country classification
---------------------- 
PERS-PLAN is an internationally useful product. It can accommodate 
different currency symbols and is suitable for use with most income 
tax regimes.

Key words
---------
Personal    finance    plan     cash     budget     
forecast    money      tax

Archiving & distribution arrangement
------------------------------------
The supplied archive file, PERSPLAN.* contains all the program files 
required to run PERS-PLAN. 

You should recommend users to install PERS-PLAN to a subdirectory
called "PERS". The first thing a new user should do after installation
is run a program called "GO".

System required
---------------
Industry-standard PC with DOS 3.30 or higher and a hard disk,
or dual 3.5" or 5.25" drives. Conventional memory of 640k. Runs 
as a DOS program within Windows. VGA, GCA, mono, Hercules or LCD 
displays (or equivalents). Printer (dot-matrix, ink-jet or laser) 
desirable but not essential.

Registration
------------
Fee is 29 pounds (sterling or Irish) or US$44 including p&p (S&H). 
Cheques, drafts, international money orders, Eurocheques etc. 
are all acceptable provided that they are denominated in pounds 
sterling, US$ or Irish pounds. Payment can also be made by credit 
card (Visa, Access, MasterCard or Eurocard).
 
In return for registering, a user receives the latest fully-
operational version with its 90-page spiral-bound printed manual 
(incorporating tutorial exercises etc.). In addition, full support 
is provided. Further details are contained in the text file README.TXT.

Registration is via the author, Invest-Tech Limited, for Europe etc. 
and through "PsL" (Public software Library) for the US/Canada.

You can also upgrade and register directly with Invest-Tech via 
our World Wide Web (WWW) site on the Internet using a credit 
card and its special built-in forms. See bottom of file for 
details of its location.  Our Web site, called PlanWare, 
contains downloadable versions of *ALL* our financial planners 
for businesses and the home. It also offers useful advice in 
the form of text files on such topics as business planning, 
cashflow forecasting etc. as well as lots of other interesting 
stuff.

Feedback Required
-----------------
Please let us have your comments etc. on PERS-PLAN to help us
make it an even better product. Send us copies of any reviews,
catalogue descriptions, write-ups etc. which you prepare about
PERS-PLAN.  

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                    DISTRIBUTOR AGREEMENT
                    =====================

The terms of the USER LICENCE AGREEMENT (see README.TXT) also
apply to distributors. In particular, no distributor may break-up, 
change, interfere with or delete any part of the supplied software 
or documentation or make any changes whatsoever to Invest-Tech's 
and PERS-PLAN's copyright and registration details. This does not 
preclude a distributor from adding a readily identifiable 
explanatory text file for user information, or changing the 
method used to archive all PERS-PLAN's files as a single unit.

The following Terms of Distribution must be fully adhered to:

1. The fee charged by a distributor for supplying a copy of 
PERS-PLAN may not exceed 5 pounds (sterling or equivalent)
inclusive of P&P etc. This limit need not apply to CD-ROM 
distributors where PERS-PLAN is included in a compendium of 
shareware products.

2. Every library's catalogue or listing must clearly state that
PERS-PLAN is NOT free software; that the library's charge to 
customers is a copying fee only and does NOT constitute payment 
for PERS-PLAN; that registration is required for continuing use;
and that PERS-PLAN is copyrighted software and provided as 
shareware solely to allow a user to evaluate it before purchase.

3. Distribution of PERS-PLAN will cease as soon as Invest-Tech 
requests and PERS-PLAN will be removed from library listings as
soon as practicable thereafter.

4. All copies of PERS-PLAN for distribution must include all
the supplied files (contained in PERSPLAN.ZIP) which must not be 
changed in any way and must be taken from the most up-to-date 
master disk supplied by Invest-Tech.

5. PERS-PLAN must not be sold via "rackware" or as a low-cost
retail product or packaged for sale with or without pre-printed 
documentation unless written permission has been given by Invest-
Tech PRIOR to any such activity commencing. 

6. PERS-PLAN may not be used as a promotion or enticement for
any commercial venture (including use as a "cover" disk for a 
periodical) unless prior written approval has been secured from 
Invest-Tech.

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PERS-PLAN (c) Copyright Invest-Tech Limited 1992-95   
All Rights Reserved     

    Invest-Tech Limited  
    27 Ardmeen Park, Blackrock, Co. Dublin, Ireland
    
    Irish Tel: 01-283 4083      UK Tel: 01232-315454
      (Call 9 to 9 weekdays and 10 to 6 weekends - GMT/BST)  
    Fax: 278 2391 
      Fax codes: Irish:01-  UK:00-353-1-  Inter'l:+353-1-
    
    CompuServe:    100606,2665
    Internet:      brianf@iol.ie
    WWW Site URL:  http://www.planware.ie/resource/planware

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           To print this file, type "PRINT VENDOR.TXT"           

                  ** End of VENDOR.TXT file **
